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Acorns

Acorns Review & Guide
★★★★★

Acorns helps you save and invest

Invest spare change, invest while you bank, earn bonus investments, and more. Join 14,000,000 all-time customers building their future.

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14,000,000 ALL-TIME CUSTOMERS
HELPING EVERYDAY AMERICANS SAVE AND INVEST

World's Top Fintech Companies 2023

CNBC

America's Best Financial Services 2024

TIME

Best Robo Advisors

nerdwallet

Show Your Potential

Your money, your future

Your money's got potential, and we'll help you see it. See how your money can grow with long-term investing and compounding.

$100
$20 Weekly
20 years
Calculate my estimate
Potential Future Balance:
$49,901
● Investment ● Return

Illustration of the power of compounding based on initial deposit, contribution schedule, time horizon, and rate of return specified. Does not include Acorns' monthly subscription fees. Results do not predict or represent the performance of any Acorns portfolio.

A better way to invest

Acorns Invest

Automatically invest in an expert-built, diversified portfolio, designed to make long-term growth simple. You can even start investing with just your spare change!

Learn more
Invest
$27,953
↑ $2,236.24 (8.00%) All time
Round-Ups Settings
Automatic
Recurring
$5 / Daily

Acorns Later

Planning for retirement? We make it easy to save for your future with an IRA that's right for you. Get tax advantages and automated growth over time.

Start planning
Later
$15,420
Roth IRA
Projected Age 65
$845,000

Acorns Checking

A checking account that invests for you. Save and invest automatically with every swipe using the Mighty Oak Visa debit card.

Bank smarter
Checking
$2,450
**** 4291
Mighty Oak

Acorns Early

Saving for your kids? Set up an investment account for the kids in your life and give them a head start on their financial journey.

Invest for kids
👶

Early Account

$5,240
$0.45
Round-Up Invested

Easy and automatic saving and investing

No confusing charts or investing tools. Just choose an amount, set a schedule, and we'll automatically save and invest your money for you. You can even get started with just your spare change!

Invest wisely, not wildly

It takes more than money to grow — money skills matter, too. That's why Acorns combines expert-built, diversified ETF investment portfolios with educational tools to help you with your long-term goals.

🔒

Security as strong as oak

From day one, we safeguard your money and investments with SIPC protection up to $500,000 and industry-standard security. No hidden fees, real-time alerts, and 24/7 support.

Why millions choose Acorns

The Benefits

  • Painless "Round-Ups" invest your spare change
  • Expert-built ETF portfolios
  • All-in-one: Invest, Retirement, Checking, Kids
  • Earn bonus investments while shopping
  • Simple, beautiful app design

Things to Consider

  • × Flat monthly fee (can be high for small balances)
  • × No individual stock picking (ETF only)
  • × Best for beginners, not advanced day traders

No hidden fees. No commissions.

Choose the subscription tier that fits your life and financial goals.

Personal
$3
per month
  • Acorns Invest (Spare change)
  • Acorns Later (Retirement IRA)
  • Acorns Checking
  • Bonus Investments
Sign up

How Acorns compares

Features Acorns Robinhood Stash
Core Concept Micro-investing (Round-Ups) Active Trading Thematic Investing
Portfolio Management 100% Automated (Robo) Self-Directed Hybrid
Kids Accounts Yes (Acorns Early) No Yes
Pricing Model Flat Monthly Fee Free / Monthly Gold Flat Monthly Fee

Show Your Potential

Show your potential

"I never thought I could afford to invest until I found Acorns."

Taryn Thompson, Acorns Customer
Show your potential

"I felt way behind and I wasn't sure where to start. But Acorns gave me an easy way in."

Marissa LeBarron, Acorns Customer

Grow your oak!

Join millions of people saving and investing for their future.

Sign up today

Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing. Investment products and services offered by Acorns Advisers, LLC, an SEC-registered investment adviser. Brokerage products and services are provided by Acorns Securities, LLC, an SEC-registered broker-dealer, Member FINRA/SIPC.

Acorns is not a bank. Acorns Visa debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC. For Acorns Checking account holders.

Affiliate Disclosure: This is an independent promotional review page. The official logos, trademarks, and UI screenshots belong entirely to Acorns Grow Incorporated. We may earn a commission if you sign up or open an account through our links, at no extra cost to you. Pricing and features are subject to change by the official provider. Please visit the official Acorns website for complete terms, conditions, and risk disclosures.

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