Everything you need to power your progress.
Get accurate insights into your finances, check your free credit scores, and find personalized recommendations—so you can take clear steps towards your goals.
Make better sense of your dollars and cents.
We give you accurate insights into your finances, helping you understand where you stand—so you can take clear steps towards your goals.
Let's goLess guessing. More succeeding.
Find personalized recommendations based on your financial picture and see your Approval Odds* so you can apply with more confidence.
Start nowSavings
Download the app.
Join the 140+ million members making progress with Credit Karma. Check your scores anytime, anywhere, and get alerts when important changes happen to your credit reports.
Get the appTools for every financial goal
Your credit scores, always free.
Get your free credit scores from Equifax and TransUnion. We update them weekly so you always know where you stand. No credit card required, and checking won't hurt your score.
Check my scoreFind the right fit for your wallet.
Whether you're looking for cash back, travel rewards, or building your credit, we compare thousands of offers to find the ones you're most likely to get approved for.
Browse CardsConfidence from a tax pro.
File as soon as today with a Full Service TurboTax expert, then get unlimited tax help all year round at no additional cost. Taxes made easy.
Learn about Taxes
"I've learned more on this app than any classroom can teach me about my upcoming financial freedom.
I'm ready for the future."
Protect your progress.
We treat your data like it's our own.
We don't share your personal information with unaffiliated third parties for their own advertising or marketing purposes.
We take your security seriously.
We use 128-bit or higher encryption to protect during the transmission of your data to our site.
Why millions choose Credit Karma
The Benefits
- 100% Free, no credit card required ever
- Weekly updates for TransUnion & Equifax
- Approval Odds help avoid hard inquiry rejections
- Integrated free tax filing (via TurboTax)
- Free identity monitoring and alerts
Things to Consider
- Does not provide Experian credit scores
- Uses VantageScore 3.0 (some lenders use FICO)
- App contains frequent targeted card/loan offers
Truly free. No hidden fees.
We make money when you get approved for an offer through our site. That means we can keep our tools free for you.
Credit Karma Account
How Credit Karma compares
| Features | Credit Karma | Experian (Free) | Credit Sesame |
|---|---|---|---|
| Provided Scores | TransUnion & Equifax | Experian Only | TransUnion Only |
| Update Frequency | Weekly | Monthly | Monthly |
| Tax Filing Built-in | Yes (via TurboTax) | No | No |
| Cost | 100% Free | Free basic, paid upgrades | Free basic, paid upgrades |
Ready to power your progress?
Join over 140 million members taking control of their financial future.
Get started for free*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown.
^TurboTax Full Service Experts are available to prepare 2025 tax returns. Service, area of expertise, experience levels, and wait times vary.
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