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Nerd Wallet

NerdWallet Review & Guide

Smart financial decisions start with NerdWallet

Navigate every money move with guidance you can trust. Compare rates, track your net worth, and earn more on your cash.

Ask me about personal loans Get Started for Free

Why millions trust NerdWallet

10M+
Financial decisions made
15,000+
In-depth financial resources
100+
Experts reviewing thousands of products
Expert
Guidance
NerdWallet Partners You Know and Trust
Capital One Fidelity Wells Fargo DISCOVER Barclays CHASE SoFi

Track, save, and invest — all in one easy app

Monitor your net worth and earn boosted APY on your cash.

4.8
average star rating
💎
100k
5-star ratings
📥
7m
total downloads
🔔
All
Cash
Investments
Properties
Net Worth
$2,250,910.40
↑ $10,400 since Mar 1, 2026
Assets ⓘ

Cash

Total balance
$254,054.94
Images are for illustrative purposes only

Find smarter rates today

Compare mortgage rates instantly

Quickly compare mortgages or banking rates and see how they stack up to national averages. Make your next money move with confidence.

Compare Rates
Compare Now

Refinance

Best rate on NerdWallet
6.33% ↘
Average rate 5.74%

30-Year Fixed

Best rate on NerdWallet
6.28% ↘
Average rate 6.36%

Earn 3.9% APY on your cash

Boost your APY for 6 months with a Cash Account. You can build up your emergency fund or stay flexible, withdrawing whenever you need without penalties or account minimums.

Unlock 3.9% Today

Cash Account

3.9% APY

Boosted APY on balances up to $250,000 for the first 6 months.

Start Earning

Discover the best credit cards

We've reviewed and rated hundreds of credit cards to help you find the one that's best for you, whether you want cash back, travel rewards, or balance transfers.

Best Credit Cards

Top Picks for You

Unlimited Cash Back
Excellent Approval Odds
Premium Travel Rewards
Good Approval Odds

Why users choose NerdWallet

The Benefits

  • 100% Free to use, no hidden fees
  • Unbiased reviews from 100+ financial experts
  • Clean, intuitive app to track net worth
  • Easy rate comparisons for mortgages and loans
  • High-yield cash account integration

Things to Consider

  • × Requires linking bank accounts for full features
  • × Large amount of information can be overwhelming
  • × Promotions and affiliate offers are frequent

Expert guidance, entirely free.

We believe everyone deserves access to clear, unbiased financial information.

Always Free

NerdWallet Account

$0
No credit card required to sign up.
Free credit score tracking
Net worth and cash flow tracker
Personalized product recommendations
Unlimited access to expert reviews
Create Free Account

How NerdWallet compares

Features NerdWallet Credit Karma Bankrate
Core Focus Expert Reviews & Tracking Credit Scores & Taxes Rate Comparisons
Net Worth Tracker Yes (Comprehensive) Basic No
Editorial Reviews In-depth (100+ Experts) Limited Yes
Cost 100% Free 100% Free 100% Free

Loved by our users

★★★★★

"Words cannot describe how much I love this app. I genuinely recommend this app to every person I meet."

— App Store Review, April 2025
★★★★★

"NerdWallet is one of the best apps that actually helps keep track of finances and find the best rates."

— App Store Review, March 2025

Showing our 5 star reviews. Based on ratings and reviews collected from users on the App Store for iOS.

Ready to make your next money move?

Join millions of users who trust NerdWallet to navigate their finances and find the best rates.

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Average rates are sourced from Zillow and partner sites. Terms apply and vary depending on qualifications. Rates are subject to change at any time without notice. APY is subject to change.

Affiliate Disclosure: This is an independent promotional review page. The official logos, trademarks, and UI screenshots belong entirely to NerdWallet, Inc. We may earn a commission if you sign up or apply for products through our links, at no extra cost to you. Please visit the official website for complete terms, conditions, and privacy policies.

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